Business Services - First National Bank of Muhlenberg County

Business Checking
At a Glance		A business checking account that is available to any business, corporation, partnership or sole proprietorship.
Best For		Business customers who want a basic checking account with unlimited check writing abilities.
Features		Unlimited check writing abilities. Funds available by ATM or check card No monthly service charge if minimum balance is maintained Ability to automatically transfer funds between accounts including loan payments
Minimum Balance		$750
Fees		A minimum balance fee of $6.50 will be imposed every statement cycle if the daily balance in the account falls below $750 during the statement cycle.
Premium Sweep Account
At a Glance		A business checking account that is available to any business, corporation, partnership or sole proprietorship.
Best For		Businesses who have excess cash in your checking account. The Premium Sweep Account lets you earn a maximum amount of interest with the least amount of worry and still have unlimited check writing privileges. The Premium Sweep Account is a business checking account that is tied to a repurchase agreement. Balances greater than $10,000 in the customer’s checking account will be swept into a repurchase account overnight and will earn interest income.
Features		With the Sweep Account all cash above a predetermined amount in your checking account ¬ the “sweep point” ¬ is automatically swept at the end of each day. Every dollar that is swept out of your account is promptly put to work earning interest in $500 increments. The interest rate is the current Fed Funds rate minus, 50 basis point for $100,000 or more and for deposits between $5,501 and $99,999 the interest rate is the current Fed Funds Rate minus 75 basis points. Conversely, if your checking balance drops below the present sweep point, money is automatically swept back to maintain that minimum balance.
Minimum Balance		The minimum balance is called the “sweep point” and is determined by First National Bank.
Fees		A one-time charge of $25 is charged each month that the checking balance falls below the sweep point.

Checking Made Easier

In today's fast-paced society, you need all the conveniences you can get. That's why First National Bank, your locally owned, independent bank, is pleased to introduce you to our First Image Statements.

First Image Statements offer you unprecedented convenience. Checks listed in numerical order make it easy for you to review your checking activity. Plus, First Image Statements eliminate sorting, filing, and storage problems of former, bulky statements, storing easily in your complimentary First Image Binder. And best of all, First Image Statements are a free service to all First National Bank Customers!

At First National Bank, we work to keep up with the new banking technological advancements so we can offer you the latest banking conveniences available, such as First Image Statements. First Image Statements from First National Bank - just one more way we're offering you a better way to bank!