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Loans at First National Bank help your Dreams Come True

Whether your dream is to buy a car, build a house, or take that vacation that you thought you never would, First National Bank has competitive rates and terms to fit any budget. Depending on the amount you need to borrow, extended terms are available.

To learn more about loans at First National Bank, please visit one of our convenient offices, contact one of our loan officers, or call us at (270) 754-3300, (270) 338-3505, (270) 525-6654.

 

Installment Loans

At First National Bank installment loans can be established on a secured or unsecured basis. You can expect:

  • Fixed predictable payments over a specific time;
  • Payments can be automatically deducted from your First National Bank checking or savings account (earn a discount of 1⁄4% when you use this option);
  • Loan terms/rates are competitive and available to fit any budget;
  • Optional payment protection insurance covers your loan in the event of death or disability.


Mortgage Loans

Call or visit First National Bank to get more information on our mortgage loans.


Home Equity Loans

One of the smartest ways to borrow is using the equity in your home as collateral. Essentially, you are borrowing money from yourself, using the equity you’ve already invested in your home. So, you can use the money for whatever you want, like buying a new car, making home improvements, paying your taxes, you name it. You can expect:

  • Potential tax deductibility of interest;
  • Lower interest rates than other consumer loans;
  • Borrowing up to 85% of your available home equity;
  • Automatic deduction of your payments from your First National Bank checking or savings account


Business Loans

At First National Bank we realize the constant demands on business resources and the competitive edge of staying ahead of the competition. We provide a wide range of lending opportunities for every aspect of your business.

  • Land acquisition loans;
  • Real estate loans;
  • Construction financing;
  • Lines of Credit for working capital;
  • Plant expansion loans;
  • Inventory financing;
  • Capital expenditures;



* All loans are subject to credit approval.
** Check with your tax advisor.