Checking | Savings | CDs & IRAs | Services
CHECKING
| Regular
Checking |
| At
a Glance |
 |
Consumer Checking. |
| Best
For |
People who want a basic checking account with unlimited check
writing abilities. |
| Features |
| > |
ATM and check card accessible. |
| > |
Direct deposit of payroll. |
| > |
Internet Banking Accessible |
|
|
Minimum Balance |
$450. |
| Fees |
$5 monthly if below
$450. |
| Hometown
Banking – Basic |
| At
a Glance |
|
Consumer checking with
excellent benefits. |
| Best
For |
People who do not
want to worry about a minimum balance. |
| Features |
| > |
Free club checks. |
| > |
Accidental death insurance. |
| > |
Free money orders, travelers
checks. |
| > |
No minimum balance and
unlimited check writing with ATM and check card
accessibility. |
| > |
Internet Banking Accessible |
| > |
ATM and check card accessible. |
|
|
Minimum Balance |
None. |
| Fees |
$8 monthly membership. |
| Hometown
Banking – Plus |
| At
a Glance |
|
Consumer checking with
excellent benefits, plus more. |
| Best
For |
People who do not want
to worry about a minimum balance. |
| Features |
| > |
Same features
as Hometown Banking with additional accidental death
insurance for each member; children are insured. |
| > |
Additional benefits
listed in brochure. |
| > |
Internet Banking
Accessible |
|
|
Minimum Balance |
None. |
| Fees |
$10 monthly membership. |
| Hometown
Banking – NOW |
| At
a Glance |
|
Consumer checking with
excellent benefits with competitive interest rates. |
| Best
For |
People who want the
benefits of Hometown Banking and also earn interest on their
money. |
| Features |
| > |
Same features as Hometown
Banking with interest paid on balances $1500 and above. |
| > |
Internet Banking
Accessible |
|
|
Minimum Balance |
$1,500. |
| Fees |
$8 monthly membership.
$5.50 monthly below $1,500. |
| Nifty
Fifty |
| At
a Glance |
|
Consumer checking with
excellent benefits and competitive interest rates. |
| Best
For |
People age 50 and over. |
| Features |
| > |
First order
of checks free. |
| > |
Common carrier accidental
death insurance. |
| > |
Interest paid on balances
of $1,500 and above. |
| > |
Unlimited check writing. |
| > |
ATM and check card accessible. |
| > |
Direct deposit of SS
or payroll. |
| > |
1 year safe deposit
box rental available. |
| > |
Automatic membership
in the Nifty Fifty Travel Club. |
| > |
Internet Banking Accessible |
See
the list for upcoming Nifty Fifty Travel Club Events |
|
Minimum Balance |
$100. |
| Fees |
$7 monthly if below
$100. |
| Nifty
Fifty Plus |
| At
a Glance |
|
Consumer checking with
excellent benefits and competitive interest rates PLUS more. |
| Best
For |
People age 50 and over. |
| Features |
| > |
Free club checks. |
| > |
Accidental death insurance. |
| > |
Interest paid on all
balances. |
| > |
Unlimited check writing. |
| > |
Free standard travelers checks and money orders. |
| > |
1 year safe deposit box rental. |
| > |
SS or payroll direct deposit. |
| > |
ATM or check card accessible |
| > |
Automatic membership in the Nifty Fifty Travel Club. |
| > |
Internet Banking Accessible |
See the list for upcoming Nifty Fifty Travel Club Events
|
|
Minimum Balance |
None. |
| Fees |
$4 monthly membership. |
| Convenience
First |
| At
a Glance |
|
Consumer checking for people with a payroll direct deposit. |
| Best
For |
People who receive a
payroll direct deposit who do not need the benefits of Hometown
Banking. |
| Features |
| > |
First order
of checks free. |
| > |
Unlimited check writing. |
| > |
ATM or check card accessible. |
| > |
$5.00 minimum opening. |
| > |
Internet Banking Accessible |
|
|
Minimum Balance |
None. |
| Fees |
None. |
| Convenience
First NOW |
| At
a Glance |
|
Consumer checking for
people with a payroll direct deposit with competitive interest
rates. |
| Best
For |
People who receive a
payroll direct deposit who want to earn interest on their
money. |
| Features |
| > |
Same as Convenience
First with the added benefit of earning interest on
balances. |
| > |
Internet Banking
Accessible |
|
|
Minimum Balance |
$1,500. |
| Fees |
$5.50 monthly below
$1,500. |
| Student |
| At
a Glance |
|
Consumer checking for
those full time students that need a basic checking account. |
| Best
For |
Full Time Students |
| Features |
| > |
No minimum
balance |
| > |
Unlimited check writing |
| > |
ATM or check card accessible. |
| > |
Internet Banking Accessible |
|
|
Minimum Balance |
None. |
| Fees |
None. |
| NOW
Account |
| At
a Glance |
|
Consumer checking for
people who want to earn competitive interest on their money. |
| Best
For |
Anyone who wants the
flexibility of a checking account while earning interest
on their money. |
| Features |
| > |
Competitive
interest on balances of $1,500 and above. |
| > |
Unlimited check writing. |
| > |
ATM or check card accessible. |
| > |
Internet Banking Accessible |
|
|
Minimum Balance |
$1,500. |
| Fees |
$6.00 monthly below
$1,500. |
| Money
Market Deposit Account |
| At
a Glance |
|
Ideal for the customer
with limited transaction needs wanting to earn competitive
interest rates. |
| Best
For |
People who want to earn
interest on their money with limited transactions but the
flexibility of a checking account. |
| Features |
| > |
Competitive
interest on balances of $2,500 and above. |
| > |
The ability to write
3 checks per month with no charge. |
| > |
Internet Banking Accessible |
|
|
Minimum Balance |
$2,500. |
| Fees |
$3.00 per transaction
over 3 per statement cycle. $6.00 monthly below $2,500. |
|
|
Checking Made Easier
In today's fast-paced society, you need all the conveniences
you can get. That's why First National Bank, your locally owned,
independent bank, is pleased to introduce you to our First Image
Statements.
First Image Statements offer you unprecedented convenience.
Checks listed in numerical order make it easy for you to review
your checking activity. Plus, First Image Statements eliminate
sorting, filing, and storage problems of former, bulky statements,
storing easily in your complimentary First Image Binder. And
best of all, First Image Statements are a free service to all
First National Bank Customers!
At First National Bank, we work to keep up with the new banking
technological advancements so we can offer you the latest banking
conveniences available, such as First Image Statements. First
Image Statements from First National Bank - just one more way
we're offering you a better way to bank!
|
