Online Banking
Savings

 

Regular Savings
At a Glance A savings account is an interest bearing investment account with limited withdrawal capabilities..
Best For Any individual, sole proprietorship or fiduciary accounts that want to save money and earn interest.
Features
  • $100 minimum to open account
  • FREE ATM
  • FREE eStatements
  • FREE Internet Banking
  • FREE Bill Pay
  • Earns prevailing interest rates, compounds quarterly and pays quarterly (must maintain $100 daily balance in order to obtain the disclosed annual percentage yield.)
Minimum Balance $100.
Fees
  • $3.00 per withdrawal after 3rd withdrawal per each four(4) week or similar period
  • $3 monthly if below $100.
  • $5.50 dormant monthly with no activity for 24 months below $250.

Student Savings
At a Glance The perfect account for the full-time student who wants to start savings.  No minimum balance requirements and no service fees.
Best For Full-Time Students.
Features
  • $50 minimum to open account.
  • An interest bearing savings account with no minimum balance or service fees.
  • FREE ATM
  • FREE eStatements
  • FREE Internet Banking
  • FREE Bill Pay
  • Earns prevailing interest rates, compounds quarterly and pays quarterly (must maintain$50 balance daily to obtain the disclosed annual percentage yield.)
Minimum Balance $50
Upon graduation or termination of student status, this account will convert to a Regular Savings account with the applicable fees.
Fees None.

Convenience First Savings
At a Glance An interest bearing savings account for people with a direct deposit.
Best For Anyone with a direct deposit.
Features
  • An interest bearing account with a $5 minimum balance requirement
  • FREE ATM
  • FREE eStatement
  • FREE Internet Banking
  • FREE Bill Pay
Minimum Balance None.
Fees $3 per withdrawal after 3rd withdrawal per each four(4) week or similar period.

DinoSavers
At a Glance Designed to encourage savings for our younger customers up through age 12. See our DinoSavers Page.
Best For Newborn to age 12. An ideal account for parents and grandparents to start saving for college.
Features
  • An interest bearing savings account.
  • No minimum balance requirement.
  • A $5 coupon given upon opening account.
  • Eligible for special events.
Minimum Balance $5 minimum balance required.
Fees Withdrawal limit is 6 in a 4-week cycle.

Christmas Club
At a Glance Have cash ready for the holidays. A Christmas Club Account is a special savings account designed for individuals wishing to save for the Christmas holiday!
Best For Anyone wanting to earn interest while saving for the holidays.
Features
  • An interest bearing account with the flexibility of deposits as much and as often as desired.
  • Automatic transfer availability
  • Coupon book does not restrict customer to a fixed payment
  • Interest compounds annually and pays at maturity
  • Early withdrawal fee - $18.00
  • Direct deposit into First National  Bank account or $5 fee for check
Minimum Balance $25.00
Fees None. (Withdrawals permitted at maturity only)

First National Bank of Muhlenberg County